Necklaces that arrive complete on their own chain, in solid 14K and 10K gold, .925 sterling silver and stainless steel. The difference between this page and the pendant pages is simply that: here the chain comes with the piece, at a stated length, ready to wear or to give without choosing a chain separately.
See also heart necklaces, initial necklaces, sideways cross necklaces, nature necklaces, pendants and charms sold separately, sterling silver chains, 14K yellow gold chains and 14K white gold chains.
More about necklaces
Complete necklace or pendant and chain
Everything here comes on a chain at a stated length. That makes it the simpler choice for a gift, because nothing has to be matched. If you would rather choose the chain — the link, the width, the length — the same designs are usually available as pendants sold on their own, paired with a chain from the chain pages.
Choosing a length
16 inches sits at the collarbone on most adults and holds a pendant high on the chest. 18 inches is the most common length and sits just below. 20 inches and longer lets a pendant sit over a neckline rather than against skin, and is the usual choice for layering. Every product page states the length.
The metals
Solid 14K gold at 58.3% purity and 10K at 41.7%, both stamped. .925 sterling silver at 92.5%, stamped 925, often rhodium finished for a brighter white. Stainless steel for pieces made to take hard wear. Nothing here is plated base metal, and each product page names the metal and the purity.
Stones and pearls
Cubic zirconia is the most common stone across the range and is a lab-created stone cut like a diamond. Natural gemstones, freshwater cultured pearls and diamonds all appear, with type, count and weight stated per piece. Pearls are the softest of these and want to be put on last and taken off first.
Common questions
What length necklace should I buy?
16 inches sits at the collarbone, 18 inches just below it and is the most common choice, and 20 inches or longer lets a pendant sit over a neckline. If you are buying as a gift and unsure, 18 inches fits the widest range of people.
Does the necklace come with the chain?
Yes. Everything on this page arrives complete on a chain at a stated length. Pendants sold without a chain are on the pendants and charms pages instead, so you can pick the chain separately there.
What is the difference between 14K gold and sterling silver?
14K gold is 58.3% pure gold, stamped 14K, and does not tarnish. Sterling silver is 92.5% pure silver, stamped 925, costs considerably less and darkens with air and moisture, which a polishing cloth reverses. Neither is plated.
Can I wear a gold necklace every day?
Yes, that is what solid 14K and 10K gold are for. Take it off before swimming, because chlorine attacks the alloys over time, and before showering, because soap leaves a film. Otherwise daily wear is what these are made for.
How do I stop a fine chain from tangling?
Fasten the clasp before putting it away and store each chain separately rather than loose in a box with others. Most tangles happen in storage rather than in wear, and a fine chain that has knotted can usually be worked loose with a pin and a drop of oil.
Will sterling silver turn my skin green?
Sterling silver itself does not. Discoloration comes from lotions, perfume or chlorine reacting with the copper in the alloy, and it washes off. A rhodium finish, which most silver here carries, puts a barrier between skin and metal.
What does stamped 925 or 14K mean?
It is the purity mark struck into the metal. 925 means 92.5% pure silver, the standard for sterling. 14K means 58.3% pure gold, 10K means 41.7%. The stamp is how you know a piece is solid metal rather than plated.
